Flooding Legislation
Unfortunately, there is little or no specific legislation that protects property owners from flooding.
Central Governments, Local Authorities and community groups all have flood related policies, guidance and processes that aim to reduce the frequency, impact and duration of flooding, but there currently is no laws/legislation that can prevent or protect people who live or work in flood prone areas.
For many, flooding and the risk of flooding is a matter of risk management. Knowing the risk of flooding and purchasing flood related insurance that can help towards recovery is all that is considered.
Thorough rules on building new homes in high flood risk areas exist, the pressure to build new homes where people want to live means that homes do get built where floods can happen. At present, planning legislation does not help anyone in an existing building that is at risk of flooding.